Workers' compensation insurance is designed to provide healthcare expenses and income protection to employees who suffer work-related injuries or illnesses. The insurance protects both the worker and the employers from unmitigated circumstances and helps pay for medical care, wages for lost work time and more. A company with an active policy will not be held accountable for job-related injuries unless there are specific situations where the employer intended to injure the employee or was knowingly negligent.

How Does Worker’s Compensation Insurance Work?

Employees obtain benefits through workers’ compensation claims, but employers are responsible for paying Sondhi Insurance Agency. This is also beneficial to the company since it protects them from any potential lawsuits arising from work-related injury or illness. To receive workers’ compensation benefits, the concerned employee must follow their state’s claims process. The employee must notify their employer that they have been injured or become unwell directly as a result of their work, and they must be explicit about what happened and how it happened. After that, the employer will file a claim with us and coach their employee through the procedure.

What types of WORKER’S COMPENSATION do we offer?

All Business Owner

Bond insurance is a policy purchased by a business that ensures the reimbursement of the principal and any interest payments to obligees in the event of a default. The business will purchase this form of insurance to prove their financial stability, improve their credit rating and lower interest. In other words, an insurance bond is meant to prove or support the financial stability of the entity purchasing the bond.

Construction Worker

Business Owners Insurance, commonly referred to as BOP insurance, combines commonly purchased individual insurance protection in one simple package. The nature of business, the number of employees, and the history of claims are some of the factors that will decide the final insurance cost.

Grocery Store Worker

Vehicles used for business purposes such as vans, dump trucks and cars are covered by commercial auto insurance. This insurance policy covers liabilities, physical damage, collisions, medical payments, personal injury protection, and uninsured motorists. Several risk factors contribute to your premium, including the nature of your business, coverage needs, vehicles, drivers, and your location. You can expect to pay more than the average